Find out where you stand, run your own numbers, and see the steps from renter to homeowner. No pressure, just a clear plan.
Five quick questions. No email needed to see your result.
A one-page checklist covering credit, savings, NC down payment help, and timing it with your lease.
Plug in your own numbers. The defaults are just examples, so change them to match your situation and the rate a lender quotes you.
Estimated monthly payment
About $702 more than your rent each month.
Down payment: $17,500
Rough estimate for learning only, not a loan quote. Doesn't include PMI, HOA dues, or closing costs. Talk to a lender for real numbers.
Check things off as you go. Your progress saves on this device.
You may not need as much saved as you think. These are official sources to start with. Eligibility rules change, so check the program sites directly.
The state agency that runs NC's home buyer programs. Start here to see what's available.
Visit official siteNCHFA's mortgage program, which can come with down payment assistance for eligible buyers. Details on their site.
Visit official siteFree, unbiased tools and guides from the Consumer Financial Protection Bureau.
Visit official siteA few Triangle towns renters often look at when they start shopping. Click one to see it on the map.
Tell me when your lease ends and I'll check in a few months before with a game plan.
Not necessarily. Many loan types allow much less, and NC has assistance programs. A lender can tell you what applies to you.
Sometimes it is, sometimes it isn't. Run your own numbers in the calculator above, then talk to a lender.
No. Requirements vary by loan type. Checking your credit early gives you time to improve it.
We can plan around your lease end date. Some leases also have early termination options, so check yours.
Buying your first home is a big step, and yes, it can feel like a lot at first. I've got you. I'm a REALTOR® with eXp Realty here in the Triangle, and my whole thing is giving you a clear plan so there's no guessing and no confusion. Got questions, want advice, or just need some reassurance? I'm right here with you every step of the way.
Call or text: 919-816-6591
Email: buywithbethany1@gmail.com